419 Scam – "Charity Home Finance Company Ltd"

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419 Scam – "Charity Home Finance Company Ltd"

"Charity Home Finance Company Ltd" is a fake UK company that is actually operating from Nigeria. The criminals offer grants or loans to individuals and businesses.

As is typical in many Nigerian scams, the actual direction of the money flow is the reverse of what's promised: The victim is asked to send cash by Western Union as a "postage fee" to someone in Nigeria who can not be traced, or to cash a check and then wire money to Nigeria.

Please send us copies of such spam and any replies by the fake company you have received. Please report the scammers to the abuse department of the email provider they use. You usually get the abuse-reporting address by changing the left part of the email address to the word "abuse" (example: [email protected] => [email protected]). Tell them the email account is used for a Nigerian fraud.
Never send money by Western Union or Moneygram to anyone you only know from email or via the internet, because there is no way to trace the recipient if he gave you a wrong name or address. He will still receive the money and walk away with it.
Also, never agree to any scheme that involves cashing checks or money orders for a third party and then forwarding the cash to somewhere else. Criminals love to trick innocent people into cashing fake checks for them and handing them cash, which will come out of the victim's own bank account.
If you receive checks or money orders from this company, contact the Secret Service (United States), the RCMP (Canada), the Metropolitan Police (UK) or your local fraud squad of the police (other countries).

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Example email:

Hello, Firstname:
 
Goodday to you,
 
Hello we are a Charity Company in the United Kingdom who render 
loans to help people in need especially in the USA and UK, so we 
would like you to please forward us with this information if you 
need a loan and the reason why the loan is needed.
 
And we also give grants through our grant writers, We would like 
to know in detail what you want to do and how much you need.We 
want you to know that there is a grant for almost every endeavour 
in the U.S.
 
If you need a loan indicate that you need a loan, if you need help 
for money for school, housing and other little requirement indicate 
in your email reply.
 
Also if this is a company that need loan/lease let us know ur full 
company details as well.
 
So please we would like you to fill this Application form as listed 
below for the loan or grant:
 
Full Name:

Title:

Company or where you work:
 
Full Address:

City:
 
State:

Zip Code:

Country:

Birth Date:

Office Phone Number:

Mobile phone number:

Fax Number:

Amount Of Money Needed:

Religion:

Marital Status:
 
If Grant please fill this:
 
Estimated Value Of Grant Required:   
 
Grant/loan Type:

 
And a valid collateral to assure us that the money will be paid back:

 
And the date that you will be paying the money back after you get 
the loan with our interest:
 
We meet up with the commitements of our clients.
 
Thanks,

Mark

Our Contact info is:
 
Charity Home Finance Company Ltd
11 ambleside point
new cross
london
se15 1ea
Great Britian also called United Kingdom
Contact Phone: 44-7821687008
www.chfcltd.com
 
Note: Please do not forget to indicate if you need a grant or a loan.
 
Please bear with us that the website will not be working till next 
month there is a new development on it.

When asked about the interest rate on loans, the following reply came from Nigeria, not the UK:

Date: Wed, 20 Apr 2005 21:12:05 -0700 (PDT) 
From: "Charity Finance" <[email protected]>

Please fill the form before any question sir.

Message headers:

WHOIS details for sending network (IP 82.128.1.188):

     inetnum:      82.128.0.0 - 82.128.31.255
     netname:      INET-MLTL
     descr:        Multi-Links Telecommunications Limited
     country:      NG
     admin-c:      DG26
     tech-c:       RIA27
     status:       ASSIGNED PA
     notify:       [email protected]
     mnt-by:       MLTL-INT-MNT
     changed:      [email protected] 20040416
     changed:      [email protected] 20050205
     remarks:      data has been transferred from RIPE Whois Database 20050221
     source:       AFRINIC
     
     person:       Dwaipayan Ghosh
     address:      231, Adeola Odeku Street
                   Victoria Island
                   Lagos, Nigeria
     phone:        +23417751039
     e-mail:       [email protected]
     nic-hdl:      DG26
     notify:       [email protected]
     changed:      [email protected] 20030507
     changed:      [email protected] 20050205
     remarks:      data has been transferred from RIPE Whois Database 20050221
     source:       AFRINIC
     
     person:       IP Admin-RIPE
     address:      Multilinks Telecommunications Limited
     address:      231 Adeola Odeku Str.
     address:      Victoria Island, Lagos, Nigeria
     e-mail:       [email protected]
     remarks:      complaints/spam report : [email protected]
     phone:        +2341774000
     nic-hdl:      RIA27
     changed:      [email protected] 20040331
     changed:      [email protected] 20050205
     remarks:      data has been transferred from RIPE Whois Database 20050221
     source:       AFRINIC

From: Charles Adeniyi [mailto:[email protected]]
To: emailaddress
Sent: Sunday, April 24, 2005 4:55 AM
Subject: GOD WANT US TO HELP YOU

Dear Sir

My Name is Charles Walter i'm the Senior Administrative  Officer of 
Epicore Worldwide Limited a company based in Nigeria in West Africa 
with Head office at Nathan Way, Plumstead, London, United Kingdom, 
We are a UK and Africa based company specializing in Helping the needy.

I'm directed by the director of this organisation to enquire about 
what help you may require from us in terms of the advert we say from 
the internet over one or two financial problems you are having.

The company willl highly grateful in helping you in further help you 
may need and we can Loan you any amount of money you may need.

GOD LOVES A CHEERFUL GIVERS.

Respond to this email at any of my emails at [email protected] 
OR [email protected]

Looking Forward to your response.

Yours In Christ

Charles Adeniyi Walter

Here is the money demand from the criminals:

From: Charles Adeniyi [mailto:[email protected]]
To: Firstname Lastname <emailaddress> 
Sent: Sunday, April 24, 2005 11:43 AM
Subject: Re: GOD WANT US TO HELP YOU

The postage fee will be $195

the name for the western union are;

name: RACHID ADESHINA

address: 12, ITA-EKO, IBARA

city: ABEOKUTA

state: OGUN STATE

country: NIGERIA

as soon as it has been sent, plese email me the money control 
number (MTCN) sender name and address as well as the test question 
and answer and also sender phone.

Charles Walter

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Here is another one:

From: "Charles Adeniyi" <[email protected]>
To: <emailaddress> 
Sent: Thursday, 24 March, 2005 0:04
Subject: Re: About the Loan and Donations

yes u can send it through western union to the addresss below:

name: RACHID ADESHINA

address: 12, ITA-EKO, IBARA

city: ABEOKUTA

 state: OGUN STATE

country: NIGERIA

as soon as it has been sent, just email me with the Money control 
number, (MTCN), sender name and address as well as thetest 
question and answer.

best regards

charles



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Message heeaders:

Received: from [192.116.71.82] by web41511.mail.yahoo.com
 via HTTP; Wed, 23 Mar 2005 07:04:19 PST
Date: Wed, 23 Mar 2005 07:04:19 -0800 (PST)
From: Charles Adeniyi <[email protected]>
Subject: Re: About the Loan and Donations

WHOIS details for sending network (IP 192.116.71.82):

     inetnum:      192.116.71.0 - 192.116.71.255
     netname:      GILAT-SATCOM-BLOCK-34
     descr:        Gilat-Satcom
     remarks:      For abuse issues related to Gilat, email [email protected]
     country:      GB
     admin-c:      GS3350-RIPE
     tech-c:       GS3350-RIPE
     status:       ASSIGNED PA
     mnt-by:       AS9116-MNT
     mnt-lower:    AS9116-MNT
     source:       RIPE
     
     role:         Gilat Support
     address:      Gilat Satcom
     address:      21D Yagia Kapaim st. Petach-Tikva, Israel
     phone:        +972 3 9255000
     fax-no:       +972 3 9217938
     admin-c:      DR5299-RIPE
     admin-c:      GE2074-RIPE
     tech-c:       DR5299-RIPE
     tech-c:       GE2074-RIPE
     trouble:      [email protected]
     e-mail:       [email protected]
     nic-hdl:      GS3350-RIPE
     mnt-by:       AS9116-MNT
     source:       RIPE
     
     % Information related to '192.116.64.0/18AS9116'
     
     route:        192.116.64.0/18
     descr:        Goldenlines
     remarks:      For addressing issues, email [email protected]
     remarks:      For abuse issues, email [email protected]
     origin:       AS9116
     mnt-by:       AS9116-MNT
     source:       RIPE

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